Personal Credit Services

Our experienced Loan Officers will work with you to analyze your financial situation and create a credit solution specifically for you.  Our credit decisions are made locally, and you will have access to our Loan Team for help and questions.

 

Our loans are available for those expected or unexpected expenses you may have.  Whether you are thinking about buying a different vehicle, your children’s education, wedding expenses, taking a vacation, or tax expenses we are here to help you!  Your loan can  be secured by vehicles, real estate, certificates of deposit or other acceptable collateral.

 

The following are some of the types of loans we can assist you with:

Home Equity Loans and Lines of Credit

A loan or line of credit secured by the equity in your home usually provides you greater flexibility and lower rates, and all or most of the interest may be tax deductible.  (Please consult your tax advisor about the tax deductibility of the interest.)

A Home Equity line of credit gives you access to cash up to your total credit line amount at times that are convenient for you.  It’s as simple as writing a check on your Home Equity account, accessing through online banking, calling us, or stopping into the bank.

Term Loans

Since the requirements of these loans can vary greatly, our term loans are customized to meet your specific needs.  Term loans are ideal for auto, boat, or other vehicle purchases.

Nebraska Energy Loans

Time to replace those outdated windows, heating and cooling units?  Or maybe you need to add insulation, or update any other qualifying equipment and appliances.  Let us help you with financing through the Nebraska “Dollars and Energy Savings” loans.  These loans are available at a low 5% interest rate.  We’ll help you with all the documents you’ll need to qualify!

Home Mortgage Loans

We are excited that you are looking at purchasing that new home, and we want to be a part of this step in your life!  Let us help you find the best term and rate to make that dream come true.

SNB

 

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